Protest. A notarial certificate that a promissory note or bill of exchange has been presented for
acceptance or for payment and that acceptance or payment has been refused.  On the day of the
maturity of a note or bill of exchange (the day on which payment is due) or the day on which a bill
of exchange should be presented for acceptance the notary, with the instrument in his possession,
must present it at the place where it is payable or where acceptance is to be made and on refusal
or failure to obtain payment or acceptance he must notify in person or by mail the indorsers (in
case of a bill of exchange that is without indorsement he must notify the drawer). If no place of
payment in the case of a bill or note calling for payment is mentioned in the instrument it must be
presented at the place of business of the payer (the one who is to pay it) ; if there is no such place
of business then it must be presented at the payer's place of residence.